Hail Damage Roof Repair and Replacement Cost (2026)
What fixing a hail-damaged roof costs, when it becomes a full replacement, and how much of it insurance usually covers.
How much does hail damage roof repair cost?
Angi puts the 2026 national average for hail damage roof repair at $4,250, with most homeowners paying $375 to $7,500 and a full range of $150 for a few shingles to $12,500 for extensive work. Insurance claim data runs higher: Verisk's 2026 U.S. Roof Report found the average residential roof repair claim was $4,699 and the average replacement claim $17,631 in 2025.
| Measure | Cost | Source |
|---|---|---|
| Typical hail repair | $375–$7,500 (avg $4,250) | Angi 2026 |
| Minor (a few shingles) | from $150 | Angi 2026 |
| Extensive repair | up to $12,500 | Angi 2026 |
| Average insurance repair claim, 2025 | $4,699 | Verisk |
| Average insurance replacement claim, 2025 | $17,631 | Verisk |
| Post-storm roof inspection | $125–$600 | Angi 2026 |
Hail damage roof replacement cost by roof size
When hail bruises shingles across most slopes, the fix is a new roof. Angi's 2026 figures for a shingle roof:
| Roof area | Replacement cost |
|---|---|
| 1,000 sq ft | $4,000–$5,500 |
| 1,500 sq ft | $5,500–$8,000 |
| 2,000 sq ft | $7,400–$10,500 |
| 2,500 sq ft | $9,000–$13,000 |
| 3,000 sq ft | $11,200–$16,000 |
Roof area is the sloped surface, not the house footprint. The address estimate measures it from map data, or use the roof area calculator.
Repair cost by material
| Material | Per sq ft | Per square (100 sq ft) | How hail damages it |
|---|---|---|---|
| Asphalt shingles | $4–$15 | $400–$1,500 | Bruising and granule loss that exposes the asphalt |
| Metal | $4.50–$7 | $450–$700 | Dents; severe hail punctures seams and flashing |
| Clay or concrete tile | $3–$7 | $300–$700 | Cracks and chips; individual tiles can be swapped |
| Wood shake | $4.50–$9 | $450–$900 | Splits showing bright unweathered wood |
| Slate | $5–$30 | $500–$3,000 | Chips and cracks, worse as slate ages |
| Rubber (EPDM) / PVC | $4–$20 | $400–$2,000 | Punctures; damage to insulation or vents underneath |
Not sure hail reached you? Check recent NOAA reports by county on the hail storm reports by state page.
Does insurance pay for hail damage?
Hail is a covered peril on standard homeowners policies, though some policies (common on the coasts) exclude wind and hail or carry a separate wind/hail deductible (NAIC). What you get depends on whether your roof is covered at replacement cost or actual cash value, and on your deductible. Run your numbers in the roof claim payout calculator.
Repair or replace after hail?
- Repair when damage is limited to a few spots, flashing or vents, and the roof is otherwise young.
- Replace when bruising covers most slopes, the roof was already aging, or matching shingles are discontinued. Angi notes insurers can resist a full replacement unless damage is widespread or the roof was already worn.
- Not sure? Use the repair or replace decision tool or the 2-minute roof check and read how to check a roof for hail damage.
Before you sign anything
- Photograph the roof, gutters, siding and any dented vehicles the day of the storm, with the date visible.
- Angi advises filing within six months of the storm; check your policy's own deadline.
- Get at least three written bids and compare them with your roofing estimate, explained.
Sources
- Angi, How Much Does Hail Damage Roof Repair Cost? [2026 Data], updated Oct 16, 2026.
- Verisk, 2026 U.S. Roof Report press release, May 29, 2026 (insurance claim averages for 2025).
- NAIC (National Association of Insurance Commissioners), Know the Difference Between Replacement Cost and Actual Cash Value When It Comes to Your Roof.
Accessed October 30, 2026. National figures; local prices and your policy wording decide the real numbers.
Frequently asked questions
How much does it cost to fix hail damage on a roof?
About $4,250 on average in 2026, with most homeowners paying $375 to $7,500 (Angi). Insurance claims averaged $4,699 for repairs and $17,631 for replacements in 2025 (Verisk).
How much does a new roof cost after hail damage?
For a shingle roof, about $4,000–$5,500 for 1,000 sq ft of roof up to $11,200–$16,000 for 3,000 sq ft (Angi, 2026). Metal, tile and slate cost more.
Will insurance replace my roof after hail?
Hail is a covered peril on standard policies unless excluded. With replacement cost coverage you get the full cost minus your deductible once the work is done; with actual cash value, depreciation for the roof's age is subtracted too.
How do I know if hail damaged my roof?
Look for dented gutters, vents and downspouts, granules collecting at downspouts, and dark bruises or cracks on shingles. A roof inspection costs about $125–$600 (Angi) and many roofers inspect free when bidding.
Last reviewed 2026-10-30. Results are estimates for planning; confirm quantities with your supplier and requirements with your local building code and the manufacturer's instructions.